Please note creditmanagementworld.com is not in the business of
providing legal advice.  The material shown below is for information
purposes only.

Laws constantly change, and vary widely by state.  We recommend
that you do further research and consult an attorney if you have any
questions concerning the statute of limitations and how it may apply
to your rights as a creditor.
State

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
D.C
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine+
Maryland
Massachusetts+
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Written Contracts

6 years
3 years
6 years
5 years
4 years
6 years
6 years
3 years
3 years
5 years
6 years
6 years
5 years
10 years
10 years*
10 years
5 years
15 years
10 years
6 years
3 years
6 years
6 years
6 years
3 years
10 years
8 years
5 years
6 years
3 years
6 years
6 years
6 years
3 years
6 years
15 years
5 years
6 years
4 years
10 years
3 years
6 years
6 years
4 years
6 years
6 years
5 years
6 years
10 years
6 years
10 years
Oral Contracts

6 years
3 years
3 years
3 years
2 years
6 years
3 years
3 years
3 years
4 years
4 years
6 years
4 years
5 years
6 years
5 years
3 years
5 years
10 years
6 years
3 years
6 years
6 years
6 years
3 years
5 years
5 years
4 years
4 years
3 years
6 years
4 years
6 years
3 years
6 years
6 years
3 years
6 years
4 years
10 years
3 years
6 years
6 years
4 years
4 years
6 years
3 years
3 years
5 years
6 years
8 years
Promissory Notes

6 years
3 years
6 years
5 years
4 years
6 years
6 years
6 years
3 years
5 years
6 years
6 years
5 years
10 years
6 years
10 years
5 years
15 years**
5 years
6 years
3 years
6 years
6 years
6 years
3 years
10 years
8 years
5 years
6 years
3 years
6 years
6 years
6 years
3 years
6 years
15 years
5 years
6 years
4 years
10 years
3 years
6 years
6 years
4 years
6 years
6 years***
6 years
6 years
10 years
6 years
10 years


Statute of Limitations by State
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